forcePremium: Prämie und sumInsured soll vorgegeben werden, Prämie nicht mehr berechnet (Rückstellung ist ggf. bei Abschluss nicht 0)
When verifying the reserves of existing implementations, one has the sumInsured and the premium charged available. The reserves should be based on this information, even if the premium is inconsistent with the sumInsured, because both values are legally agreed and cannot be changed by the undertaking.
Suggestion: Add a new parameter forcePremium
that gives the premium that MUST be used, the sumInsured will also be used. The premiumCalculation functino will not be used, so the premium decomposition and some members of the premiums array will not be filled.
The reserves will use the provided permium.