From 942e2322861f9bd4ddf501265fbb080c912124f2 Mon Sep 17 00:00:00 2001
From: Reinhold Kainhofer <reinhold@kainhofer.com>
Date: Fri, 29 Apr 2016 01:28:32 +0200
Subject: [PATCH] Fix formula for premium waiver present value

---
 .../Formelsammlung_Beispielrechnung.pdf       | Bin 196956 -> 197009 bytes
 .../Formelsammlung_Beispielrechnung.tex       |   2 +-
 2 files changed, 1 insertion(+), 1 deletion(-)

diff --git a/Formulas_Reference/Formelsammlung_Beispielrechnung.pdf b/Formulas_Reference/Formelsammlung_Beispielrechnung.pdf
index 51c7a60ce555ab53049d24780ab4792146d874cd..1dcd38be2abf8949cac5ecdb7720bb0c7aeba9f1 100644
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diff --git a/Formulas_Reference/Formelsammlung_Beispielrechnung.tex b/Formulas_Reference/Formelsammlung_Beispielrechnung.tex
index 27952b8..4363986 100644
--- a/Formulas_Reference/Formelsammlung_Beispielrechnung.tex
+++ b/Formulas_Reference/Formelsammlung_Beispielrechnung.tex
@@ -514,7 +514,7 @@ A^{(prf)}_\xn(t) &= q_{x+t} \cdot v \cdot a^{(prf.)}_t + p_{x+t} \cdot v \cdot A
 A^{(RG)}_\xn(t) &= q_{x+t} \cdot v \cdot a^{(RG)}_t + p_{x+t} \cdot v \cdot A^{(RG)}_\xn(t+1)\\
 %
 \intertext{\subsubsection*{Barwert der bisher bereits erworbenen Prämienrückgewähr (an BP)}}
-A^{(RG-)}_\xn(t) &= a^{(RG)}_t \cdot A^{(RG-,1)}_\xn(t)\\
+A^{(RG-)}_\xn(t) &= a^{(RG)}_{t-1} \cdot A^{(RG-,1)}_\xn(t)\\
 A^{(RG-,1)}_\xn(t) &= q_{x+t} \cdot v \cdot 1 + p_{x+t} \cdot v \cdot A^{(RG-,1)}_\xn(t+1)\\
 %
 \intertext{\subsubsection{Barwert der künftig noch zu erwerbenden Prämienrückgewähr (an BP)}}
-- 
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