diff --git a/R/InsuranceContract.R b/R/InsuranceContract.R
index 989379c680938baaa75d66f4e6bcb0b7e2a24457..35dd45260c3b93e58517e8fe4c63ebdbd80a87e3 100644
--- a/R/InsuranceContract.R
+++ b/R/InsuranceContract.R
@@ -27,24 +27,26 @@ InsuranceContract = R6Class(
),
#### Caching values for this contract, initialized/calculated when the object is created
- transitionProbabilities = NA,
+ values = list(
+ transitionProbabilities = NA,
- cashFlowsBasic = NA,
- cashFlows = NA,
- cashFlowsCosts = NA,
- premiumSum = 0,
+ cashFlowsBasic = NA,
+ cashFlows = NA,
+ cashFlowsCosts = NA,
+ premiumSum = 0,
- presentValues = NA,
- presentValuesCosts = NA,
+ presentValues = NA,
+ presentValuesCosts = NA,
- premiumCoefficients = NA,
- premiums = NA,
- absCashFlows = NA,
- absPresentValues = NA,
+ premiumCoefficients = NA,
+ premiums = NA,
+ absCashFlows = NA,
+ absPresentValues = NA,
- reserves = NA,
+ reserves = NA,
- premiumComposition = NA,
+ premiumComposition = NA
+ ),
#### The code:
@@ -93,91 +95,91 @@ InsuranceContract = R6Class(
determineTransitionProbabilities = function() {
- self$transitionProbabilities = do.call(self$tarif$getTransitionProbabilities, self$params);
- self$transitionProbabilities
+ self$values$transitionProbabilities = do.call(self$tarif$getTransitionProbabilities, self$params);
+ self$values$transitionProbabilities
},
determineCashFlows = function() {
- self$cashFlowsBasic = do.call(self$tarif$getBasicCashFlows, self$params);
- self$cashFlows = do.call(self$tarif$getCashFlows, c(self$params, "basicCashFlows" = self$cashFlowsBasic));
- self$premiumSum = sum(self$cashFlows$premiums_advance + self$cashFlows$premiums_arrears);
- self$cashFlowsCosts = do.call(self$tarif$getCashFlowsCosts, self$params);
- list("benefits"= self$cashFlows, "costs"=self$cashFlowCosts, "premiumSum" = self$premiumSum)
+ self$values$cashFlowsBasic = do.call(self$tarif$getBasicCashFlows, self$params);
+ self$values$cashFlows = do.call(self$tarif$getCashFlows, c(self$params, "basicCashFlows" = self$values$cashFlowsBasic));
+ self$values$premiumSum = sum(self$values$cashFlows$premiums_advance + self$values$cashFlows$premiums_arrears);
+ self$values$cashFlowsCosts = do.call(self$tarif$getCashFlowsCosts, self$params);
+ list("benefits"= self$values$cashFlows, "costs"=self$values$cashFlowCosts, "premiumSum" = self$values$premiumSum)
},
calculatePresentValues = function() {
- self$presentValues = do.call(self$tarif$presentValueCashFlows,
- c(list("cashflows"=self$cashFlows), self$params));
- self$presentValuesCosts = do.call(self$tarif$presentValueCashFlowsCosts,
- c(list("cashflows"=self$cashFlowsCosts), self$params));
- list("benefits" = self$presentValues, "costs" = self$presentValuesCosts)
+ self$values$presentValues = do.call(self$tarif$presentValueCashFlows,
+ c(list("cashflows"=self$values$cashFlows), self$params));
+ self$values$presentValuesCosts = do.call(self$tarif$presentValueCashFlowsCosts,
+ c(list("cashflows"=self$values$cashFlowsCosts), self$params));
+ list("benefits" = self$values$presentValues, "costs" = self$values$presentValuesCosts)
},
calculatePremiums = function() {
# the premiumCalculation function returns the premiums AND the cofficients,
# so we have to extract the coefficients and store them in a separate variable
res = do.call(self$tarif$premiumCalculation,
- c(list(pvBenefits=self$presentValues,
- pvCosts=self$presentValuesCosts,
- premiumSum = self$premiumSum),
+ c(list(pvBenefits=self$values$presentValues,
+ pvCosts=self$values$presentValuesCosts,
+ premiumSum = self$values$premiumSum),
self$params));
- self$premiumCoefficients = res[["coefficients"]];
- self$premiums = res[["premiums"]]
- self$premiums
+ self$values$premiumCoefficients = res[["coefficients"]];
+ self$values$premiums = res[["premiums"]]
+ self$values$premiums
},
updatePresentValues = function() {
pvAllBenefits = do.call(self$tarif$presentValueBenefits,
- c(list(presentValues = self$presentValues,
- presentValuesCosts = self$presentValuesCosts,
- premiums = self$premiums,
- premiumSum = self$premiumSum),
+ c(list(presentValues = self$values$presentValues,
+ presentValuesCosts = self$values$presentValuesCosts,
+ premiums = self$values$premiums,
+ premiumSum = self$values$premiumSum),
self$params));
- self$presentValues = cbind(self$presentValues, pvAllBenefits)
- self$presentValue
+ self$values$presentValues = cbind(self$values$presentValues, pvAllBenefits)
+ self$values$presentValue
},
calculateAbsCashFlows = function() {
absCashFlows = do.call(self$tarif$getAbsCashFlows,
- c(list(premiums = self$premiums,
- premiumSum = self$premiumSum,
- cashflows = self$cashFlows,
- cashflowsCosts = self$cashFlowsCosts),
+ c(list(premiums = self$values$premiums,
+ premiumSum = self$values$premiumSum,
+ cashflows = self$values$cashFlows,
+ cashflowsCosts = self$values$cashFlowsCosts),
self$params));
- self$absCashFlows = absCashFlows
- self$absCashFlows
+ self$values$absCashFlows = absCashFlows
+ self$values$absCashFlows
},
calculateAbsPresentValues = function() {
absPresentValues = do.call(self$tarif$getAbsPresentValues,
- c(list(premiums = self$premiums,
- premiumSum = self$premiumSum,
- presentValues = self$presentValues,
- presentValuesCosts = self$presentValuesCosts),
+ c(list(premiums = self$values$premiums,
+ premiumSum = self$values$premiumSum,
+ presentValues = self$values$presentValues,
+ presentValuesCosts = self$values$presentValuesCosts),
self$params));
- self$absPresentValues = absPresentValues
- self$absPresentValues
+ self$values$absPresentValues = absPresentValues
+ self$values$absPresentValues
},
calculateReserves = function() {
- self$reserves = do.call(self$tarif$reserveCalculation,
- c(list(premiums=self$premiums,
- presentValues=self$absPresentValues,
- cashflows = self$absCashFlows,
- premiumSum = self$premiumSum),
+ self$values$reserves = do.call(self$tarif$reserveCalculation,
+ c(list(premiums=self$values$premiums,
+ presentValues=self$values$absPresentValues,
+ cashflows = self$values$absCashFlows,
+ premiumSum = self$values$premiumSum),
self$params));
- self$reserves
+ self$values$reserves
},
premiumAnalysis = function() {
- self$premiumComposition = do.call(self$tarif$premiumDecomposition,
- c(list(premiums=self$premiums,
- reserves=self$reserves,
- cashflows=self$absCashFlows,
- presentValues=self$absPresentValues,
- q=self$transitionProbabilities),
+ self$values$premiumComposition = do.call(self$tarif$premiumDecomposition,
+ c(list(premiums=self$values$premiums,
+ reserves=self$values$reserves,
+ cashflows=self$values$absCashFlows,
+ presentValues=self$values$absPresentValues,
+ q=self$values$transitionProbabilities),
self$params));
- self$premiumComposition
+ self$values$premiumComposition
},
dummy=NULL
diff --git a/R/exportInsuranceContract_xlsx.R b/R/exportInsuranceContract_xlsx.R
index 0fc0dafcae57acdb244dfa52860aa9e9fe5faa38..fee81b9ff9650153f49bfecdf4789cb2528cb71c 100644
--- a/R/exportInsuranceContract_xlsx.R
+++ b/R/exportInsuranceContract_xlsx.R
@@ -126,8 +126,8 @@ exportInsuranceContract.xlsx = function(contract, filename) {
# TODO: argument checking for contract and filename
###
- nrrows = dim(contract$cashFlows)[[1]]; # Some vectors are longer (e.g. qx), so determine the max nr or rows
- qp = contract$transitionProbabilities[1:nrrows,]; # extract the probabilities once, will be needed in every sheet
+ nrrows = dim(contract$values$cashFlows)[[1]]; # Some vectors are longer (e.g. qx), so determine the max nr or rows
+ qp = contract$values$transitionProbabilities[1:nrrows,]; # extract the probabilities once, will be needed in every sheet
################################################
# Style information
@@ -200,8 +200,8 @@ exportInsuranceContract.xlsx = function(contract, filename) {
# Premiums
writeData(wb, sheet, "Prämien", startCol=1, startRow=crow);
- mergeCells(wb, sheet, cols=1:length(contract$premiums), rows=crow:crow);
- writeDataTable(wb, sheet, setInsuranceValuesLabels(as.data.frame(t(contract$premiums))),
+ mergeCells(wb, sheet, cols=1:length(contract$values$premiums), rows=crow:crow);
+ writeDataTable(wb, sheet, setInsuranceValuesLabels(as.data.frame(t(contract$values$premiums))),
startCol=1, startRow=crow+1, colNames=TRUE, rowNames=FALSE,
tableStyle="TableStyleMedium3", withFilter = FALSE, headerStyle = styles$tableHeader);
crow = crow + 4;
@@ -223,10 +223,10 @@ exportInsuranceContract.xlsx = function(contract, filename) {
sheet = "Reserven";
ccol = ccol + writeAgeQTable(wb, sheet, probs=qp, crow=crow, ccol=1, styles=styles);
- ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$reserves)),
+ ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$values$reserves)),
crow=crow, ccol=ccol, tableName="Reserves", styles=styles,
caption="Reserven", valueStyle=styles$currency0) + 1;
- ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$premiumComposition)),
+ ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$values$premiumComposition)),
crow=crow, ccol=ccol, tableName="Premium_Decomposition", styles=styles,
caption = "Prämienzerlegung", valueStyle=styles$currency0) + 1;
setColWidths(wb, sheet, cols = 1:50, widths = "auto", ignoreMergedCells = TRUE)
@@ -242,7 +242,7 @@ exportInsuranceContract.xlsx = function(contract, filename) {
sheet = "abs.Barwerte";
ccol = ccol + writeAgeQTable(wb, sheet, probs=qp, crow=crow, ccol=1, styles=styles);
- ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$absPresentValues)),
+ ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$values$absPresentValues)),
crow=crow, ccol=ccol, tableName="PresentValues_absolute", styles=styles,
caption = "abs. Leistungs- und Kostenbarwerte", valueStyle=styles$currency0) + 1;
setColWidths(wb, sheet, cols = 1:50, widths = "auto", ignoreMergedCells = TRUE)
@@ -257,7 +257,7 @@ exportInsuranceContract.xlsx = function(contract, filename) {
crow = 4;
sheet = "abs.Cash-Flows";
ccol = ccol + writeAgeQTable(wb, sheet, probs=qp, crow=crow, ccol=1, styles=styles);
- ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$absCashFlows)),
+ ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$values$absCashFlows)),
crow=crow, ccol=ccol, tableName="CashFlows_absolute", styles=styles,
caption="abs. Leistungs- und Kostencashflows", withFilter=TRUE, valueStyle=styles$currency0) + 1;
setColWidths(wb, sheet, cols = 1:50, widths = "auto", ignoreMergedCells = TRUE)
@@ -268,7 +268,7 @@ exportInsuranceContract.xlsx = function(contract, filename) {
################################################
# Age, death and survival probabilities
- costPV = as.data.frame(contract$tarif$costValuesAsMatrix(setInsuranceValuesLabels(contract$presentValuesCosts)));
+ costPV = as.data.frame(contract$tarif$costValuesAsMatrix(setInsuranceValuesLabels(contract$values$presentValuesCosts)));
ccol = 1;
crow = 4;
sheet = "Barwerte";
@@ -276,14 +276,14 @@ exportInsuranceContract.xlsx = function(contract, filename) {
ccol = ccol + writeAgeQTable(wb, sheet, probs=qp, crow=crow+6, ccol=1, styles=styles);
# Store the start/end columns of the coefficients, since we need them later in the formula for the premiums!
- w1 = writePremiumCoefficients(wb, sheet, contract$premiumCoefficients, type="benefits", crow=crow, ccol=ccol-2, tarif=contract$tarif);
+ w1 = writePremiumCoefficients(wb, sheet, contract$values$premiumCoefficients, type="benefits", crow=crow, ccol=ccol-2, tarif=contract$tarif);
area.premiumcoeff = paste0(int2col(ccol), "%d:", int2col(ccol+w1-1), "%d");
area.premiumvals = paste0("$", int2col(ccol), "$", crow+6+2, ":$", int2col(ccol+w1-1), "$", crow+6+2);
- ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$presentValues)),
+ ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(setInsuranceValuesLabels(contract$values$presentValues)),
crow=crow+6, ccol=ccol, tableName="PresentValues_Benefits", styles=styles,
caption = "Leistungsbarwerte", valueStyle=styles$pv0) + 1;
- w2 = writePremiumCoefficients(wb, sheet, contract$premiumCoefficients, type="costs", crow=crow, ccol=ccol-2, tarif=contract$tarif);
+ w2 = writePremiumCoefficients(wb, sheet, contract$values$premiumCoefficients, type="costs", crow=crow, ccol=ccol-2, tarif=contract$tarif);
area.costcoeff = paste0(int2col(ccol), "%d:", int2col(ccol+w2-1), "%d");
area.costvals = paste0("$", int2col(ccol), "$", crow+6+2, ":$", int2col(ccol+w2-1), "$", crow+6+2);
ccol = ccol + writeValuesTable(wb, sheet, as.data.frame(costPV),
@@ -291,7 +291,7 @@ exportInsuranceContract.xlsx = function(contract, filename) {
caption = "Kostenbarwerte", valueStyle=styles$cost0) + 1;
# Now print out the formulas for premium calculation into the columns 2 and 3:
- writeData(wb, sheet, as.data.frame(c("Nettoprämie", contract$premiums[["net"]],"Zillmerprämie", contract$premiums[["Zillmer"]], "Bruttoprämie", contract$premiums[["gross"]])), startCol = 1, startRow=crow, colNames = FALSE, borders = "rows");
+ writeData(wb, sheet, as.data.frame(c("Nettoprämie", contract$values$premiums[["net"]],"Zillmerprämie", contract$values$premiums[["Zillmer"]], "Bruttoprämie", contract$values$premiums[["gross"]])), startCol = 1, startRow=crow, colNames = FALSE, borders = "rows");
for (i in 0:5) {
writeFormula(wb, sheet, paste0("SUMPRODUCT(", sprintf(area.premiumcoeff, crow+i, crow+i), ", ", area.premiumvals, ") + SUMPRODUCT(", sprintf(area.costcoeff, crow+i, crow+i), ", ", area.costvals, ")"), startCol = 3, startRow = crow+i);
addStyle(wb, sheet, style=styles$pv0, rows = crow+i, cols = 3, stack = TRUE);
@@ -312,12 +312,12 @@ exportInsuranceContract.xlsx = function(contract, filename) {
################################################
# Age, death and survival probabilities
- costCF = as.data.frame(contract$tarif$costValuesAsMatrix(setInsuranceValuesLabels(contract$cashFlowsCosts)));
+ costCF = as.data.frame(contract$tarif$costValuesAsMatrix(setInsuranceValuesLabels(contract$values$cashFlowsCosts)));
ccol = 1;
crow = 4;
sheet = "Cash-Flows";
ccol = ccol + writeAgeQTable(wb, sheet, probs=qp, crow=crow, ccol=1, styles=styles);
- ccol = ccol + writeValuesTable(wb, sheet, setInsuranceValuesLabels(contract$cashFlows),
+ ccol = ccol + writeValuesTable(wb, sheet, setInsuranceValuesLabels(contract$values$cashFlows),
crow=crow, ccol=ccol, tableName="CashFlows_Benefits", styles=styles,
caption="Leistungscashflows", withFilter=TRUE, valueStyle=styles$hide0) + 1;
ccol = ccol + writeValuesTable(wb, sheet, costCF,