diff --git a/TODO/MortalityTables_USA_Annuities.R b/TODO/MortalityTables_USA_Annuities.R
deleted file mode 100644
index dad08f55a97061ab5d294ce5009b487b79d3b9b5..0000000000000000000000000000000000000000
--- a/TODO/MortalityTables_USA_Annuities.R
+++ /dev/null
@@ -1,3 +0,0 @@
-stopifnot(require(methods), require(utils), require(MortalityTables))
-
-mortalityTables.load("USA_Annuities_*")
diff --git a/TODO/MortalityTables_USA_Annuities_2012IAM.R b/TODO/MortalityTables_USA_Annuities_2012IAM.R
deleted file mode 100644
index 8ef564f081c46bd9d3164549e97d6b7c07c4b8fe..0000000000000000000000000000000000000000
--- a/TODO/MortalityTables_USA_Annuities_2012IAM.R
+++ /dev/null
@@ -1,55 +0,0 @@
-stopifnot(require(methods), require(utils), require(MortalityTables))
-
-###############################################################################
-### 2012 IAR/GAM group annuity tables, with improvement factors AA_x
-###############################################################################
-
-USA2012IAM.data = utils::read.csv(
-    system.file("extdata",
-                "USA_Annuities_2012IAM.csv",
-                package = "MortalityTables"),
-    col.names = c("age", "qxBasic", "qyBasic", "qx", "qy", "G2x", "G2y", "", "", ""),
-    skip = 3
-)
-
-USA2012IAM.male.basic = mortalityTable.period(
-    name = "USA 2012 IAM basic (unloaded), male",
-    ages = USA2012IAM.data$age,
-    deathProbs = USA2012IAM.data$qxBasic,
-    data = list(
-        dim = list(sex = "m", collar = "Mortality", type = "Rententafel", data = "unloaded", year = "2012 IAM")
-    )
-)
-
-USA2012IAM.female.basic = mortalityTable.period(
-    name = "USA 2012 IAM basic (unloaded), female",
-    ages = USA2012IAM.data$age,
-    deathProbs = USA2012IAM.data$qyBasic,
-    data = list(
-        dim = list(sex = "w", collar = "Mortality", type = "Rententafel", data = "unloaded", year = "2012 IAM")
-    )
-)
-
-
-USA2012IAM.male = mortalityTable.improvementFactors(
-    name = "USA 2012 IAM, male",
-    ages = USA2012IAM.data$age,
-    deathProbs = USA2012IAM.data$qx,
-    improvement = USA2012IAM.data$G2x,
-    data = list(
-        dim = list(sex = "m", collar = "Mortality", type = "Rententafel", data = "loaded", year = "2012 IAM")
-    )
-)
-
-USA2012IAM.female = mortalityTable.improvementFactors(
-    name = "USA 2012 IAM, female",
-    ages = USA2012IAM.data$age,
-    deathProbs = USA2012IAM.data$qy,
-    improvement = USA2012IAM.data$G2y,
-    data = list(
-        dim = list(sex = "w", collar = "Mortality", type = "Rententafel", data = "loaded", year = "2012 IAM")
-    )
-)
-
-rm(USA2012IAM.data)
-
diff --git a/TODO/USA_Annuities_2012IAM.csv b/TODO/USA_Annuities_2012IAM.csv
deleted file mode 100644
index 5311efa096f625ecde406712ff395e064e4b7d68..0000000000000000000000000000000000000000
--- a/TODO/USA_Annuities_2012IAM.csv
+++ /dev/null
@@ -1,125 +0,0 @@
-USA 2012 IAM Basic and Mortality Tables,,,,,,,,,
-,,,,,,,YOB:,2025,
-,Basic Table (unloaded),,2012 IAM Mortality,,Projection Scale,,,,
-ANB,qx(2012),qy(2012),qx(2012),qy(2012),G2x,G2y,Age,qx,qy
-0,0.001783,0.001801,0.001605,0.001621,0.01,0.01,0,0.00140842124191334,0.00142246157828133
-1,0.000446,0.00045,0.000401,0.000405,0.01,0.01,1,0.00034836707092036,0.000351842054171436
-2,0.000306,0.000287,0.000275,0.000259,0.01,0.01,2,0.000236516047526354,0.000222755113852094
-3,0.000254,0.000199,0.000229,0.000179,0.01,0.01,3,0.000194983829580727,0.000152410941025983
-4,0.000193,0.000152,0.000174,0.000137,0.01,0.01,4,0.000146672115648803,0.000115483217493598
-5,0.000186,0.000139,0.000168,0.000125,0.01,0.01,5,0.000140198311923615,0.000104314220181261
-6,0.000184,0.00013,0.000165,0.000117,0.01,0.01,6,0.000136317822932872,0.0000966617289887636
-7,0.000177,0.000122,0.000159,0.00011,0.01,0.01,7,0.00013004720307796,0.0000899697631356954
-8,0.000159,0.000105,0.000143,0.000095,0.01,0.01,8,0.00011579108515564,0.0000769241474810196
-9,0.000143,0.000098,0.000129,0.000088,0.01,0.01,9,0.000103410346050537,0.000070543491879436
-10,0.000126,0.000094,0.000113,0.000085,0.01,0.01,10,0.000089678414051733,0.0000674572141097107
-11,0.000123,0.000096,0.000111,0.000086,0.01,0.01,11,0.0000872102736296013,0.0000675683201094208
-12,0.000147,0.000105,0.000132,0.000094,0.01,0.01,12,0.000102672419440687,0.0000731152077835198
-13,0.000188,0.00012,0.000169,0.000108,0.01,0.01,13,0.000130137291641071,0.0000831646597469567
-14,0.000236,0.000146,0.000213,0.000131,0.01,0.01,14,0.000162378998155933,0.0000998668955794706
-15,0.000282,0.000174,0.000254,0.000156,0.01,0.01,15,0.000191698698949723,0.000117736208803767
-16,0.000325,0.000199,0.000293,0.000179,0.01,0.01,16,0.000218921423639158,0.000133743804885356
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-55,0.003616,0.002166,0.003254,0.00195,0.013,0.012,55,0.00133654606044809,0.000858038635013534
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-119,0.4,0.4,0.4,0.4,0,0,119,0.4,0.4
-120,0.4,0.4,1,1,0,0,120,1,1
diff --git a/data-raw/US/Annuities/USA_Annuities.xlsx b/data-raw/US/Annuities/USA_Annuities.xlsx
index 92f4045d7c4b63af8bca0a251e204a62140783b3..dcdeb479d1c61d9bf7534ff8ce70d4080ece583b 100644
Binary files a/data-raw/US/Annuities/USA_Annuities.xlsx and b/data-raw/US/Annuities/USA_Annuities.xlsx differ
diff --git a/data-raw/US/create_MortalityTables_US_Annuities.R b/data-raw/US/create_MortalityTables_US_Annuities.R
index b23f8aae4d6cbb1832ecb8078d922aa3942549f5..96a1632b7df9304b596b66da9e4503671d1e2e0f 100644
--- a/data-raw/US/create_MortalityTables_US_Annuities.R
+++ b/data-raw/US/create_MortalityTables_US_Annuities.R
@@ -657,3 +657,95 @@ save(USAAnnuity2000,
 
 
 
+
+#################################################################################h#
+### Annuity 2000 Basic (unloaded) and Mortality (loaded) Tables, PERIOD tables ####
+#################################################################################h#
+
+USA2012IAM.data = read_excel(
+  US.annuities.file, sheet = "2012 IAM - IAR",
+  col_names = c("age", "qxBasic", "qyBasic", "qx", "qy", "G2x", "G2y", "ignore1", "ignore2", "ignore3"),
+  skip = 6
+)
+
+USA2012IAM.basic = array(
+  data = c(
+    mortalityTable.period(
+      name = "USA 2012 IAM Basic, male",
+      ages = USA2012IAM.data$age,
+      deathProbs = USA2012IAM.data$qxBasic,
+      data = list(
+        dim = list(table = "2012 IAM Basic", sex = "m", collar = "Mortality", type = "Rententafel", data = "unloaded", year = 2012, country = "USA")
+      )
+    ),
+
+    mortalityTable.period(
+      name = "USA 2012 IAM Basic, female",
+      ages = USA2012IAM.data$age,
+      deathProbs = USA2012IAM.data$qyBasic,
+      data = list(
+        dim = list(table = "2012 IAM Basic", sex = "w", collar = "Mortality", type = "Rententafel", data = "unloaded", year = 2012, country = "USA")
+      )
+    )
+  ),
+  dim = 2,
+  dimnames = list(Sex = c("m", "f"))
+)
+
+USA2012IAM = array(
+  data = c(
+    mortalityTable.period(
+      name = "USA 2012 IAM, male",
+      ages = USA2012IAM.data$age,
+      deathProbs = USA2012IAM.data$qx,
+      data = list(
+        dim = list(table = "2012 IAM", sex = "m", collar = "Mortality", type = "Rententafel", data = "loaded", year = 2012, country = "USA")
+      )
+    ),
+
+    mortalityTable.period(
+      name = "USA 2012 IAM, female",
+      ages = USA2012IAM.data$age,
+      deathProbs = USA2012IAM.data$qy,
+      data = list(
+        dim = list(table = "2012 IAM", sex = "w", collar = "Mortality", type = "Rententafel", data = "loaded", year = 2012, country = "USA")
+      )
+    )
+  ),
+  dim = 2,
+  dimnames = list(Sex = c("m", "f"))
+)
+
+USA2012IAR = array(
+  data = c(
+    mortalityTable.improvementFactors(
+      name = "USA 2012 IAR, male",
+      ages = USA2012IAM.data$age,
+      deathProbs = USA2012IAM.data$qx,
+      improvement = USA2012IAM.data$G2x,
+      data = list(
+        dim = list(table = "2012 IAR", sex = "m", collar = "Mortality", type = "Rententafel", data = "loaded", year = 2012, country = "USA")
+      )
+    ),
+
+    mortalityTable.improvementFactors(
+      name = "USA 2012 IAR, female",
+      ages = USA2012IAM.data$age,
+      deathProbs = USA2012IAM.data$qy,
+      improvement = USA2012IAM.data$G2y,
+      data = list(
+        dim = list(table = "2012 IAR", sex = "w", collar = "Mortality", type = "Rententafel", data = "loaded", year = 2012, country = "USA")
+      )
+    )
+  ),
+  dim = 2,
+  dimnames = list(Sex = c("m", "f"))
+)
+
+
+
+save(USA2012IAM.basic, file = here::here("data", "USA2012IAM.basic.RData"))
+save(USA2012IAM, file = here::here("data", "USA2012IAM.RData"))
+save(USA2012IAR, file = here::here("data", "USA2012IAR.RData"))
+
+
diff --git a/data/USA2012IAM.RData b/data/USA2012IAM.RData
new file mode 100644
index 0000000000000000000000000000000000000000..f65f2a56211e70330375b9a6b18ac219cdb431bb
Binary files /dev/null and b/data/USA2012IAM.RData differ
diff --git a/data/USA2012IAM.basic.RData b/data/USA2012IAM.basic.RData
new file mode 100644
index 0000000000000000000000000000000000000000..6abce771585b983dfbf5b4b830a8a801c28d1563
Binary files /dev/null and b/data/USA2012IAM.basic.RData differ
diff --git a/data/USA2012IAR.RData b/data/USA2012IAR.RData
new file mode 100644
index 0000000000000000000000000000000000000000..9290a8c602373abc348f81e5a519255025273db5
Binary files /dev/null and b/data/USA2012IAR.RData differ
diff --git a/vignettes/international-mortality-tables-overview.Rmd b/vignettes/international-mortality-tables-overview.Rmd
index e748dfca325ccbad584deceda83b37a2a2e50fc4..748a7f5b1db819cec0ad1ac9b2e2c4cdee5a6951 100644
--- a/vignettes/international-mortality-tables-overview.Rmd
+++ b/vignettes/international-mortality-tables-overview.Rmd
@@ -1477,14 +1477,13 @@ Standard Industrial Mortality Tables
 * 1961 Commissioners Industial Extended Term Insurance Table (1961 CIET), Proc.NAIC, 1961 Vo. II. pp.541-543
 * 2017 Commissioners Standard Guaranteed Issue Mortality Tables (2017 CSGI)
 
-
+* McClintock's Annuitants Table A
+  * Source: Dr. Emory M’Clintock, “Special Tables for the Estimation of Mortality among Annuitants”, Transaction of the Society of Actuaries Vol. VI (1899) p. 20. Accessed: 01/2013 from http://www.archive.org/stream/transactions06actuuoft/transactions06actuuoft_djvu.txt
+* American Annuitants Table
+  * Source: Dr. Arthur Hunter, “Mortality Among American Annuitants and Premiums Based Thereon”, Transactions Society of Actuaries, Vol. XXI, Society of Actuaries (1920), p. 166-167. https://archive.org/details/transactions21actuuoft/page/156/mode/2up
 * 1946-50 Intercompany group annuity experience
 * 1964-68 Intercompany group annuity experience
 * 1955 American Annuity
-* 1994 GAM 
-* 1996 IAM
-* Annuity 2000
-* 2012 IAM
 
 * UP-1984 (Unisex Pension)
 * UP-94
@@ -1494,6 +1493,8 @@ Standard Industrial Mortality Tables
 * PubT-2010, PubS-2010, PubG-2010, PubNS-2010, Pub-2010 + Headcount versions
 * Pri-2012, Pri.H-2012
 
+  * UP-94 table with 7% margin
+
 * 2015 Preneed Basic 
   * https://www.soa.org/resources/experience-studies/2017/preneed-mortality-report/
 
@@ -1548,16 +1549,15 @@ Group Annuity Valuation Table Task Force, "1994 Group Annuity Mortality Table an
   * Source: Robert J. Johansen, “Review of Adequacy of 1983 Individual annuity Mortality Table”, Transactions of the Society of Actuaries Vol. XLVII (1995), http://www.soa.org/Library/Research/Transactions-Of-Society-Of-Actuaries/1990-95/1995/January/tsa95v479.pdf
 * Annuity 2000 Mortality Table
   * Source: Robert J. Johansen, “Review of Adequacy of 1983 Individual annuity Mortality Table”, Transactions of the Society of Actuaries Vol. XLVII (1995), http://www.soa.org/Library/Research/Transactions-Of-Society-Of-Actuaries/1990-95/1995/January/tsa95v479.pdf
+  * Source: Robert J. Johansen, „Annuity 2000 Mortality Tables“, Transactions of the Society of Actuaries, 1995-96 Reports, pp.263-290,  https://www.soa.org/globalassets/assets/library/research/transactions-reports-of-mortality-moribidity-and-experience/1990-99/1995/january/TSR9510.pdf
+* 2012 IAM Basic, 2012 IAM Period Tables
+  * Source: Life Experience Subcommittee, “2012 Individual Annuity Reserving Table”, Report from the Joint American Academy of Actuaries/Society of Actuaries Payout Annuity Table Team, September 2011. http://www.actuary.org/files/publications/Payout_Annuity_Report_09-28-11.pdf
+* 2012 IAR (Individual Annuity Reserving) table (2012 IAM Period Table with Projection Scale G2)
+  * Source: Life Experience Subcommittee, “2012 Individual Annuity Reserving Table”, Report from the Joint American Academy of Actuaries/Society of Actuaries Payout Annuity Table Team, September 2011. http://www.actuary.org/files/publications/Payout_Annuity_Report_09-28-11.pdf
 
 
 
 
-* 2012 IAR (Individual Annuity Reserving) Valuation Table (2012 IAR = 2012 IAM Period Table + Scale G2
-  * 2012 IAM Basic table with selection factors $F_x$ (when little or no experience is available on a business segment (VM-21 Section 11 B.3)
-
-  * UP-94 table with 7% margin
-
-
   
 Usage in R:
 ```{r AnnuitiesUS}
@@ -1576,6 +1576,9 @@ plotMortalityTables(
   USA1994GAR,
   USA1996IAM,
   USAAnnuity2000,
+  USA2012IAM.basic,
+  USA2012IAM,
+  USA2012IAR,
   
   aes = aes(color = table),
   legend.position = "bottom",